Advice and Articles

How a Credit Score Can Hurt You

For a $150,000, 30-year fixed-rate mortgage, people with scores of 720 and above would be eligible for a bank’s most generous loan: an interest rate of 5.55 percent (as of early June 2005) and a monthly payment of $856. For

How to fix Credit Reporting Errors

Experts suggest using regular mail to file claims that may be more complicated to fix, such as one involving mistaken identity, so that you can include supporting paperwork. By sending it certified mail with return receipt requested, you have proof

How to Decipher Your Credit Report

Here are the five main parts of a credit report and what they include. Roll your mouse over the five categories listed below to see a close-up of each report section. Personal information This part lists your name, current and past