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Refinance Considerations

If your current interest rate is significantly higher than today’s lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and

Refinance Once Then Do it Again

When rates fall steadily, refinancing may make sense even if you have done so once already. Consider this scenario:If you refinanced twice within three months in 1998. In October, they trimmed the rate on your 30-year fixed mortgage by a

Trade your ARM For A Fixed Rate

By switching to a fixed-rate loan, you will not only reduce your payment, you will also likely lock in an attractive rate for as long as you own your home. In fact, while one-year ARMs currently offer tempting introductory rates