About Us

EveryLoan is an online financial community that brings together credit worthy borrowers and marketplace lenders. We replace the high cost and complexity of traditional bank lending with a faster, smarter way to borrow and lend money.

EveryLoan, Inc.(the “Company”), founded in January, 2014, is an online marketing company focused on helping consumer/borrowers find the best financing solutions that meet their needs.

EveryLoan offers a “one-stop-shop” for consumers to compare and apply for loans provided by a diverse range of providers across several categories, including personal, business, home, auto and education.

Our business was formed as a response to the status quo in lending. For consumers, the traditional loan process is time-consuming, requires completion of multiple forms, and can often be frustrating and confusing. Consumers typically search through a variety of loan products from many different lenders, apply to one lender at a time for that lender’s offered price, and then wait for that lender to approve or reject the application. Nonetheless, consumer debt levels and demand for loans continue to rise as American families continue to face

EveryLoan has one simple mission: to help educate consumers about various financial products and services available throughout the marketplace. Including news and information about Mortgages, Personal Loans, Credit Cards, Students or Auto Loans.

We operate fully online with no branch infrastructure, and use technology to lower cost and deliver an amazing experience. We are changing the way lending operates.

Leveraging over 20 years of experience, EveryLoan is committed to providing the community with competitive rates, the best array of loan programs and unparalleled customer service.

Conforming loan amounts (up to $417,000). APR (Annual Percentage Rate) disclosed assumes APR calculations based on Fully documented No Cash Out Refinance with a minimum loan amount of $350,000, 740 Minimum FICO score, acceptable owner-occupied detached single family residence (SFR) with a loan-to-value ratio (LTV) of 60% or less and impounds (escrow) account for taxes and insurance. Available first mortgage rates and fees may vary depending upon your property’s location. Restrictions apply.

High Balance Conforming loan amounts ($417,000 to $625,500) APR (Annual Percentage Rate) disclosed assumes APR calculations based on Fully documented No Cash Out Refinance with a minimum loan amount of $500,000, 740 Minimum FICO score, acceptable owner-occupied detached single family residence (SFR) with a loan-to-value ratio (LTV) of 60% or less and impounds (escrow) account for taxes and insurance. Available first mortgage rates and fees may vary depending upon your property’s location. Restrictions apply.

Jumbo Loan APR (Annual Percentage Rate) disclosed assumes APR calculations based on Fully documented No Cash Out Refinance with a minimum loan amount of $1,000,000, 740 Minimum FICO score ,acceptable owner-occupied detached single family residence (SFR) with a loan-to-value ratio (LTV) of 60% or less and impounds (escrow) account for taxes and insurance. Restrictions apply.

Interest Rates disclosed on EveryLoan.com website assume minimum loan amount of $350,000 up to $417,000. Interest Rates will be higher for loan amounts lower than $350,000 and over $417,000. Interest Rates disclosed on EveryLoan.com website assume all applicant(s) have minimum middle FICO score of 740 or higher. Restrictions apply.
Advertised Rates are not available in all areas and subject to change without notice. All advertised programs programs and interest rates are subject to Underwriter approval; not all applicants will be approved.

At time of loan application applicant’s data (information) will be processed through either Fannie Mae or Freddie Mac automated underwriting system (AUS) at which time preliminary approval may be issued. Initial AUS preliminary AUS (Automated Underwriting System) approval is NOT a commitment to lend and is NOT a guarantee to lend. All loans are locked at time of Underwriting Approval and at no point in time prior. Loans that are not submitted and approved by a staff underwriter are subject to interest rate changes. Loan terms are subject to change if any inaccuracies of data provided applicant at time of initial loan application. Loan terms are subject to change after underwriting review of applicant’s complete loan file.

Loan terms are subject to change if any information provided by applicant at time of initial loan application is not verified with supporting documentation. Examples of this information and supporting documentation include but are not limited to appraised value, occupancy, applicant income, applicant assets, applicant credit and property title.

“By providing this information you agree to have a lender contact you via telephone, mobile phone (including through automated dialing) and/or email, even if your telephone number is on a corporate, state, or the National Do Not Call Registry.”